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Stay Safe With Google Chrome Password Checkup

KNOW | TWELVE, MARCH 2019 

Here's How Delete Messages You Regret Sending on Facebook Messenger

Facebook now lets you delete messages from old Messenger chats, a feature only Mark Zuckerberg used to have. Facebook launched a new feature in early February that lets you delete old messages inside its chat platform, Facebook Messenger. If you’d like to clean up your old chat history or have sent messages you may regret, there is an easy way to delete them. You can even delete newly sent messages if you act within 10 minutes of sending.

First, open the Facebook Messenger app on your phone or desktop and find a conversation with messages you would like to delete. On your phone, press and hold on a message or select the three dots menu icon on desktop version. Choose “remove” next to the message. If you have sent the message in the last 10 minutes you can select “remove for everyone” to make sure the messages disappear from the indexes of the people you’ve sent them to, not just your own history. CNBC

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New Tax Break for Small Business Owners

KNOW | TWELVE, FEBRUARY 2019 

This New Tax Break Can Make a Big Difference for Small Business Owners

The IRS regulations on Qualified Business Income was a major piece of the Tax Cuts and Jobs Act. This deduction is available for tax years 2018-2025 to eligible individuals, estates, and trusts that own interests in pass-through entities. For QBI deduction purposes, pass-through entities are defined as sole proprietorships, single-member (one owner) LLCs that are treated as sole proprietorships for tax purposes, partnerships, LLCs that are treated as partnerships for tax purposes, and S corporations. While the QBI deduction is available to individuals, estates, and trusts, the proposed regulations refer to all three as “individuals.”

Qualified business income means the net of qualified items of income, gain, deduction, and loss from an eligible business that’s operated via a pass-through entity. The deduction does not reduce your adjusted gross income (AGI). In effect, it’s treated the same as an allowable itemized deduction. The QBI deduction also does not reduce net earnings from self-employment for purposes of the self-employment tax nor does it reduce your net investment income for purposes of the 3.8% net investment income tax. The bottom line is that the QBI deduction regulations are lengthy and complex. This column only scratches the surface of the proposed rules. You may need to employ a tax professional to help you sort through the details and get the best QBI deduction results in your specific circumstances. - MarketWatch

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Apple Releases New Security Update and Facebook Announces News Feed Change

KNOW | TWELVE, FEBRUARY 2018 

Apple releases new security update to protect Safari against the Spectre attack

Apple has released a security update for iOS, macOS and Safari to protect against attacks exploiting the recently published vulnerability called Spectre. Although few details are available on the updates themselves, Apple’s description states that the purpose is to protect against Spectre attacks and researchers responsible for discovering the bug have been thanked in the acknowledgements, including Google’s Jann Horn.

 

This is the second group of updates released by Apple, who confirmed that all devices running iOS and macOS were affected by the Spectre vulnerability. Another recently uncovered vulnerability, Meltdown, has already been addressed with specific patches released for iOS (11.2), macOS (10.13.2), and tvOS (11.2).

 

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Facebook Is Introducing New Tools to Prevent Fake News

KNOW | TWELVE, JANUARY 2017

Study: Premium Hikes Add $10B to Taxpayers' Health Law Tab. 

Taxpayers will fork over nearly $10 billion more next year to cover double-digit premium hikes for subsidized health insurance under President Barack Obama's law, according to a study released. The analysis from the Center for Health and Economy comes as the Republican-led Congress is preparing to repeal "Obamacare" and replace it with a GOP alternative whose details have yet to be worked out.

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